The 4% Rule is Dead: New Retirement Withdrawal Strategies for Volatile Markets
Introduction to the 4% Rule and Its Limitations The 4% rule, pioneered in the early 1990s, serves as a guideline for retirees to withdraw funds from their investment portfolios without depleting their assets over a 30-year retirement span. According to this rule, retirees can safely withdraw 4% of their initial portfolio value each year, adjusting … Read more